Funeral Plans

Feature
Conventional Funeral Plan
Traditional Family Society Plan
Coverage Type
Cash payout
Cash payout
Who is Covered?
Main member, spouse, up to 5 children
Main member, up to 9 or 13 nominated family members (related or financially dependent)
Coverage Amount
Over R30,000 (multiple benefits included)
Equal coverage for main member and nominated members (children under 6 capped at R20,000)
Premium Calculation
Not specified (likely based on age and coverage level)
Based on the age of the oldest person covered (main member or nominated member) at the time of joining
Waiting Period (Natural Death)
6 months
6 months (waived for takeover schemes with proof of 6 months previous coverage)
Waiting Period (Accidental Death)
None (immediate coverage upon first premium payment)
None (immediate coverage upon first premium payment)
Geographic Coverage
South Africa
South Africa, and individuals from neighboring SADC countries working in South Africa (with valid passport or work permit)
Maximum Entry Age
-
75 years for both main and nominated members
Stillbirth Coverage
-
Not covered
Additional Notes
Benefits paid as cash.
Nominated family members have no age limit.

Shosholoza Funeral Cover Requirements

To apply for funeral cover, please ensure that the following documents are completed and submitted with accurate, up-to-date information. Providing the required documentation will help ensure a smooth application process and avoid unnecessary delays.

1. Completed and Signed Application Form

Complete the application form in full, ensuring that all personal details, contact information, residential address, and employee number are accurately provided.

Bank Statements

2. Recent Payslip

Submit a copy of your most recent payslip, issued within the last three months, to assist with the verification process.

ID Document

3. Identification Document

Provide a copy of a valid Home Affairs-issued identity document, passport, or birth certificate for the applicant.

Flexible Coverage

4. Existing Funeral Plans (If Applicable)

If you have existing funeral cover, provide details of your current policy, including the insurer, premium, coverage, and covered members.