Affordable Funeral Cover Prices from R85 Per Month
Many South Africans searching for affordable funeral cover in South Africa want to know how much funeral cover costs and what benefits are included. The cost of funeral cover depends on several factors, including the level of cover selected, the number of people covered, and whether cover is required for immediate family members or a larger family network.
At Shosholoza Funeral Cover, we offer flexible and affordable funeral plans designed to meet the needs of South African families. With premiums starting from just R85 per month, our plans provide valuable financial protection and peace of mind when it matters most.
How Much Does Funeral Cover Cost in South Africa?
The cost of funeral cover South Africa varies depending on the amount of cover selected. Families can choose a level of protection that suits their needs and monthly budget.
Conventional Family Plan Pricing (Ages 18-64)
Total Combined Cover |
Monthly Premium |
|---|---|
R20,000 |
R85 |
R30,000 |
R140 |
R50,000 |
R225 |
R70,000 |
R315 |
R100,000 |
R445 |
With premiums starting from only R85 per month, the Conventional Family Plan offers an excellent solution for families looking for best affordable funeral cover in South Africa.
What Does the Conventional Family Plan Include?
The Conventional Family Plan is designed to provide cover for the main member, spouse, and up to five children. Benefits include a cash payout together with valuable support services such as transport, storage, and repatriation benefits where applicable.
The plan also includes immediate accidental death cover from the first premium payment, subject to policy terms and conditions.
How Much Does Extended Family Funeral Cover Cost?
Many South African households support parents, grandparents, siblings, and other relatives. For this reason, Shosholoza Funeral Cover offers optional funeral cover for extended family members.
Extended Member Coverage Pricing
Coverage Amount |
Ages 0-22 |
Ages 23-65 |
Ages 66-75 |
Ages 76-85 |
|---|---|---|---|---|
R5,000 |
R4 |
R17 |
R58 |
R145 |
R10,000 |
R7 |
R34 |
R115 |
R290 |
R15,000 |
R10 |
R51 |
R173 |
R435 |
R20,000 |
R14 |
R68 |
R230 |
R580 |
This additional cover provides flexibility for families who want broader protection beyond their immediate household.
Funeral Cover for Large Families
For larger family networks, the Traditional Family Society Plan offers affordable protection for multiple nominated family members under one policy.
This plan is particularly suitable for families looking for family funeral cover that extends beyond spouses and children.
Traditional Family Society Plan (1 Main Member + 9 Nominated Members)
Coverage Amount |
Ages 0-64 |
Ages 0-74 |
|---|---|---|
R10,000 |
R188 |
R283 |
R15,000 |
R281 |
R418 |
R20,000 |
R370 |
R563 |
R25,000 |
R445 |
R669 |
R30,000 |
R533 |
R803 |
Traditional Family Society Plan (1 Main Member + 11 Nominated Members)
Coverage Amount |
Ages 0-64 |
Ages 0-74 |
|---|---|---|
R10,000 |
R297 |
R378 |
R15,000 |
R402 |
R563 |
R20,000 |
R519 |
R757 |
R25,000 |
R688 |
R889 |
R30,000 |
R828 |
R1066 |
Conventional Family Plan vs Traditional Family Society Plan
The Conventional Family Plan is ideal for individuals seeking cover for their spouse and children, while the Traditional Family Society Plan is designed for larger family structures requiring cover for multiple nominated family members.
If you are looking for funeral cover options that provide broader family protection, the Traditional Family Society Plan may offer greater flexibility. If your primary focus is immediate family protection, the Conventional Family Plan provides exceptional value with premiums starting from only R85 per month.
Why Choose Shosholoza Funeral Cover?
- Affordable premiums from R85 per month
- Flexible cover options for immediate and extended family
- Immediate accidental death cover
- Support for larger family networks
- Cash payout benefits
- Transport, storage, and repatriation benefits
- Trusted support for South African families
Frequently Asked Questions
What is the cheapest funeral cover available?
Shosholoza Funeral Cover offers cover from only R85 per month under the Conventional Family Plan.
How much does funeral cover cost per month?
Monthly premiums vary according to the level of cover selected. Premiums start from R85 per month and increase based on cover amounts and plan type.
Can I cover extended family members?
Yes. Shosholoza Funeral Cover provides extended member cover as well as Traditional Family Society Plans that include nominated family members.
What is the best affordable funeral cover in South Africa?
The best option depends on your family’s needs. Shosholoza Funeral Cover offers flexible solutions for both immediate and extended family members at competitive monthly premiums.
Which funeral plan is best for large families?
The Traditional Family Society Plan is specifically designed for larger family networks and allows cover for multiple nominated family members.
Get Affordable Funeral Cover Today
If you are looking for affordable funeral cover in South Africa, Shosholoza Funeral Cover offers practical solutions designed to protect your loved ones while remaining budget-friendly. With flexible plans, competitive pricing, and reliable support, you can secure valuable financial protection and peace of mind for your family’s future.